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Best Credit Cards

Chase Sapphire Preferred® Card

Chase Sapphire Preferred Card Application

  • Earn 40,000 bonus points when you spend $4,000 on purchases in the first 3 months from account opening. That’s $500 in travel when you redeem through Chase Ultimate Rewards®
  • 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases

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    • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
    • No foreign transaction fees, plus chip-enabled for enhanced security and wider acceptance
    • 1:1 point transfer to leading frequent travel programs at full value — that means 1,000 Chase Ultimate Rewards points equal 1,000 partner miles/points
    • Premium Travel and Purchase Protection Benefits, including Trip Cancellation/Trip Interruption Insurance, Auto Rental Collision Damage Waiver, Purchase Protection and more
    • 24/7 direct access to dedicated customer service specialists
    • Introductory Annual Fee of $0 the first year, then $95
    • See additional

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  • Purchases
    Intro APR
    N/A
    Purchases
    Intro APR Period
    N/A
    Balance Transfers
    Intro APR
    N/A
    Balance Transfers
    Intro APR Period
    N/A
    Regular
    APR
    15.99% Variable
    Annual
    Fee
    Introductory Annual Fee of $0 the first year, then $95
    Credit Needed
    Excellent Credit